Data and Model Governance Lead at Marqeta

As Marqeta's Data and Model Governance Lead, you will establish and operationalize enterprise-level model risk management and data governance frameworks that strengthen Marqeta's regulatory compliance and risk posture. You'll join our Legal, Risk, and Compliance (LRC) organization, partnering across Compliance, Risk, Legal, Data & Insights, Product, and Engineering teams. In this role, you'll design model validation frameworks, build risk-based analytics, develop executive reporting on model effectiveness, and serve as the LRC data lead—creating metrics, dashboards, and lightweight automation that drive better program management and regulatory outcomes.

This role can be performed in a hybrid work model (Tuesday, Wednesday, Thursday onsite) from our Warsaw office. We’d love for you to join us!

The Impact You’ll Have

Build and maintain a Model Risk Management program, including Policy development and operationalizing supporting processes

Build and operationalize testing and scoring criteria for model validation procedures, and baselining model documentation against regulatory expectations

Partner with compliance stakeholders to design dashboards and analytics that surface risks across a range of regulatory areas, such as consumer disputes (Reg E/Z), disclosures, and program oversight

Design and maintain dashboards, scorecards, and other reporting assets to monitor key LRC metrics (e.g., compliance testing results, issue remediation progress, risk ratings, Enterprise Risk Key Risk Identicators, Adherence to Risk Appetite Thresholds)

Build automation through Python scripting or similar methods to eliminate repetitive, manual processes across the LRC function

Identify data gaps and develop proxy metrics or interim solutions to enable decision-making while long-term infrastructure is developed

Partner with engineering and product teams to support integration of compliance data needs into Marqeta’s platform and tools (e.g., Salesforce, Looker, Looker Studio, etc.)

Serve as a strategic analytics partner to the Compliance leadership team in operational planning, resourcing, and performance tracking

Who You Are

5+ years of payments/FinTech experience combined with deep expertise in financial crimes prevention and compliance

AML/Sanctions/BSA compliance background

Experience with transaction monitoring and detection models

Understanding of regulatory frameworks (BSA/AML, FFIEC, EU AI Act, etc.)

8+ years of Enterprise Model Risk Management Program Experience.

Built/managed end-to-end model governance frameworks

Developed model validation and testing methodologies

Created model performance monitoring and KPI/KRI frameworks

Operationalized model risk policies and procedures

Model tuning and threshold optimization experience

Regulatory standard model documentation packets

Dashboard & Data Flow Architecture

Built dashboards for risk/compliance metrics

Assisted with data pipelines to drive risk/compliance dashboard reporting

Created automated reporting for stakeholder consumption

Experience with BI tools (Tableau, PowerBI, Looker)

Stakeholder Management at Executive Level

Presented to Risk/Compliance Committees and Boards

Managed cross-functional partnerships (Legal, Product, Engineering, Risk)

Defended frameworks to regulatory bodies

Foundation of integrity and strong character to consistently represent Marqeta’s values

Self-starter who is a consummate team player and has demonstrated the ability to thrive in the face of ambiguity

Ability to prioritize, manage, and deliver on multiple projects; highly motivated and able to work in an agile environment

Nice-To-Haves

Bachelor’s degree or equivalent experience.

Exceptional interpersonal, communication, and influencing skills with the ability to work with stakeholders across different functions and levels, both internally and with partners.

Startup/high-growth company experience with a proven track record of thriving in high-performing teams and fast-paced environments.

Your Manager

Matt Matuszak, VP, Risk

Typical Process

Application Submission

Recruiter video call

Hiring manager video call

Virtual “Onsite” consisting of 4-5, 45 min calls

Offer!

Compensation and Benefits

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position, reflected in PLN, is: 316,200 - 395,900

The bonus target for this position is 20% of the applicable base salary, subject to the plan terms and meeting eligibility requirements.

Along with monetary compensation, Marqeta offers

Monthly stipend for your home office equipment and connectivity

Annual development stipend to support your growth and development

Pension Scheme provided by Allianz

Employee health through Luxmed with employee cover paid at 100% by Marqeta

Four floating holidays as additional paid days off to your annual leave entitlement

In-office amenities including: drinks and snacks, wellness room, dedicated barista, community events onsite

MultiSport Plus membership offerings

About Marqeta

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.

Marqeta’s Values

– Solve for the Customer: With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success. Earning and keeping their trust guides everything we do.

– Do What's Right: Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high-quality results that our customers count on. We own our work from start to finish.

– Simplify and Innovate: We approach challenges with curiosity and take smart risks. Innovation comes from finding better, simpler ways to achieve extraordinary outcomes.

– Win as a Team: We succeed together by embracing diverse perspectives and pushing each other to raise the bar. We lead with humility and set aside hierarchy to work as a team.

– Make it Count: We drive forward with focus and agility. With a sense of urgency and purpose, we get the job done, and done right.

Equal Employment Opportunity, Accommodations and Privacy

Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements.

Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre-employment testing, or otherwise participate in the employee selection process, please submit this form with your specific accommodation request.

Personal data that is provided as part of the application and recruitment process is processed in accordance with the Applicant Privacy Notice. Additional information for California residents can be found here.

Data and Model Governance Lead

Job Description

About Marqeta

Marqeta’s Values