Senior Credit Analyst

The opportunity:

As a driven Sr. Credit Analyst, you will lead Flexport’s credit and collection programs for Flexport, managing the end-to-end lifecycle from credit terms requests and decisioning. You will drive the strategic growth of our credit programs, own critical relationships with global businesses and clients, and collaborate across sales, operations, credit, finance, and legal to build and scale a best-in-class credit function. You’ll play a critical role in mitigating risk for our clients and our business, embedding strong credit practices as a core value-add across Flexport’s services. If you’re motivated by solving complex problems and implementing solutions, keep reading!

You will:

• Spearhead the end-to-end credit terms request and decisioning process, acting as the primary liaison and strategic partner for cross-functional teams including Sales, Operations, Finance, and Legal to ensure seamless integration and execution.


• Proactively identify and assess potential default risks, developing and implementing robust mitigation strategies. This encompasses vigilant monitoring of high-risk accounts, strategic negotiation support for payments, and collaborative management of the end-to-end collections process with the Sr. Credit Manager.


• Drive the development and implementation of a sophisticated, ongoing credit monitoring framework, incorporating advanced third-party data sources, APIs, and analytical tools to enhance predictive capabilities.


• Champion the continuous improvement and rigorous documentation of internal credit policies and procedures, ensuring clarity, compliance, and operational efficiency.


• Collaborate closely to innovate and build advanced risk models, leveraging Flexport's rich and unique datasets to provide deeper insights and more precise risk assessments.

You should have:

• Bachelor’s degree (Business, Finance/Accounting preferred).


• 3-7 years of hands-on experience in credit administration, demonstrating practical expertise.


• Exhibit proven experience leveraging Business Credit Bureaus (e.g., D&B, CreditSafe, Credit Risk Monitor, etc.) with a comprehensive understanding of their methodologies for assessing creditworthiness.


• Demonstrate a deep and practical understanding of financial accounting principles as they apply to commercial credit, including the essential ability to thoroughly analyze financial statements (balance sheets, income statements).


• Possess an exceptional attention to detail coupled with robust analytical and problem-solving capabilities, enabling precise and effective decision-making.


• Exhibit excellent written and verbal communication skills, fostering clear and effective interactions both internally and externally, along with the ability to adeptly manage diverse stakeholders and dynamic timelines.


• Highly proactive and results-oriented, with the capacity to excel both independently and as a collaborative team member.


• Proficient in Microsoft Suite, SQL, flow coding, utilizing tools to drive efficiency and analysis.


• BA/BS degree (Business, Finance/Accounting preferred) , MBA or other advanced degree is a plus