.About the Company
At Redpin we simplify life's most important payments. Buying a new property overseas can be a stressful time, especially when it comes to moving your money. Through our Currencies Direct and TorFX brands we've been helping people do just that for over 25 years. With recent investment we're now on a mission to build a new range of digital products and services that will make moving money Internationally for Real Estate purchases even easier
We’re on a mission to become the solution for Real Estate payments everywhere. To do this, we are transitioning our business from a horizontal FX platform to a verticalized, embedded software company, as we look to the future and Redpin 2.0.
About the Role
We are seeking a detail-oriented and proactive Senior Compliance Ops Specialist to join our compliance team. In this role, you will have a direct impact on our regulatory integrity by managing end-to-end KYC processes, monitoring suspicious activity, and innovating through complex problem-solving. This is a critical position designed for a professional looking to grow within a high-standard regulatory environment and support the seamless execution of our global AML framework.
What You'll Do
Transaction Monitoring
- Monitor customer transactions to identify unusual or suspicious activity in line with AML regulations.
- Review system-generated alerts and conduct detailed investigations to determine legitimacy of transactions.
- Analyse transaction patterns, customer behaviour, and risk indicators.
- Escalate suspicious cases and prepare internal reports where required.
- Ensure timely clearance of alerts while meeting SLA and quality standards.
- Maintain accurate documentation and audit trails for all investigations.
- Stay updated with regulatory requirements and internal AML policies.
KYC/KYB Onboarding & Periodic Reviews
- Review Individual and Business KYC including UBO mapping, corporate structures, and income/transaction rationale.
- Conduct risk-based CDD/EDD and ensure alignment with FCA, DFSA, EU, and global AML standards.
- Validate onboarding information, detect inconsistencies, and escalate anomalies with clear reasoning.
Investigations & Reporting
- Prepare high-clarity STR/SAR narratives.
- Document decisions with complete reasoning and supporting evidence.
- Engage in internal escalations with operations, payments, onboarding, risk, treasury, and product.
Controls & Continuous Improvement
- Identify process gaps, recurring issues, or weak signals in onboarding and monitoring workflows.
- Recommend improvements to screening logic, TM rules, risk scoring, and SOPs.
- Contribute to automation initiatives and workflow optimisation.
What You’ll Need
2+ years of hands-on experience in Compliance, preferably within financial services, fintech, or regulated institutions.
Core Compliance Knowledge
- Strong understanding of KYC,KYB, CDD, and EDD frameworks.
- Familiarity with global sanctions regimes
- Solid grasp of corporate and legal entity structures.
- Understanding of AML typologies and transaction monitoring.
- Strong understanding of payment flows & cross-border risks
Analytical Skillset
- Ability to identify pattern and interpret risk signals.
- Ability to dissect edge cases
- Experience with data dashboards, screening systems, TM tools
Communication & Documentation
- Skilled in drafting clear escalation memos and high-quality SAR/STR reports.
- Ability to simplify complex regulatory requirements for non-compliance teams.
Behavioral Traits
- Curiosity and ownership in approach to compliance challenges
- Structured thinking with attention to detail
- Calm and rational decision-making under pressure.
- Ability to constructively challenge gaps.
What Makes This Role Future-Ready
- Involvement in AI/ML-based risk scoring pilots
- Participation in new regulatory changes (FCA safeguarding 2026, DFSA client money, EU AML package)
- Exposure to data-driven decisioning and compliance technology
We welcome people from all backgrounds who seek the opportunity to help build a future where we connect the dots for international property payments. If you have the curiosity, passion, and collaborative spirit, work with us, and let’s move the world of PropTech forward, together.
Redpin, Currencies Direct and TorFX are proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, colour, religion, national origin, disability, protected veteran status, age, or any other characteristic protected by law.