About the role

At Chime, we are building a member-first financial experience that empowers millions of people to achieve financial progress. Analytics and data are central to understanding our members, refining our products, and driving strategic business decisions.

We are hiring a Senior Manager, Product Analytics to lead our Lending analytics team and help shape one of Chime’s most critical growth areas. In this high-visibility role, you’ll partner with leaders across Data, Product, Strategy, Finance, and Engineering to shape decisions that reach millions of members. Reporting to the VP of Analytics, you’ll drive both strategy and execution across our lending products—including how we responsibly expand access to liquidity while improving member financial health.

The base salary offered for this role and level of experience will begin at $188,000.00 and up to $260,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

Lead and grow a team of high-performing analysts across multiple product teams, fostering a culture of curiosity, rigor, and impact.

Partner closely with Product, Strategy, and Finance leaders to define and scale Chime’s lending strategy across products like credit, liquidity, and underwriting.

Drive experimentation as a thought partner to Product, designing, analyzing, and scaling tests that optimize approval, pricing, engagement, and repayment outcomes.

Translate member behaviors and complex data across lending products into actionable insights and executive-ready narratives.

Define north star metrics and evolve dashboards that give visibility into portfolio performance, unit economics, and member impact.

Bring external perspective, staying on top of fintech, data science, and analytics best practices to raise the bar for the team and company.

Collaborate in person with your team and peers in our downtown San Francisco office four days per week.

To thrive in this role, you have

8+ years of experience in analytics, with at least 3 years building and managing high-performing teams in fintech, consumer tech, or other data-rich environments.

Expertise in experimentation and causal inference, with a track record of designing, analyzing, and scaling impactful tests.

Strong product intuition and the ability to connect member behaviors with product roadmaps and financial outcomes.

Exceptional communication skills, with experience presenting complex data insights to executives and influencing product, risk, and business strategy.

Hands-on technical depth in SQL and analytics tools, and the ability to guide teams using modern data stacks and visualization platforms.

Strategic mindset with an operator’s bias, capable of setting long-term vision while driving day-to-day execution.

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.

💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute

💰 Competitive salary based on experience

✨ 401k match plus great medical, dental, vision, life, and disability benefits

🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off

🫂 1% of your time off to support local community organizations of your choice

👟 Annual wellness stipend to use towards eligible wellness related expenses

👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents

👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.

🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!

💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: benefits@chime.com.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.

Senior Manager, Data Analytics

Job Description

About the role

In this role, you can expect to

To thrive in this role, you have

A little about us

What we offer for our full-time, regular employees