Type
FULL TIME
Work Style
On-site
Level
LEAD
We’re seeking a Senior Finance Manager, Payments to own the Cost of Revenue function at Chime! In this role, you will play a critical part in ensuring forecasting accuracy while driving forward high-impact strategic and financial initiatives. You’ll partner closely with business leaders and finance team members to provide insights, influence decision-making, and help shape Chime’s financial strategy.
As the leader of the Cost of Revenue function at Chime, you will own the strategy, execution, and continuous improvement of COR forecasting and financial operations. You will build and lead a high-performing team, setting the vision for how we think about cost structure and the tradeoffs between revenue growth and cost efficiency across the business.
You will serve as a trusted strategic partner to senior leaders across Product, Banking Partnerships, Data, Engineering, and Accounting going beyond forecast accuracy to shape how Chime evaluates the financial viability and economics of new product launches, features, and initiatives. You'll instill frameworks that help cross-functional partners understand cost implications early in the decision-making process, ensuring financial rigor is embedded in how we build and scale.
You will lead coverage of key COR areas including processing, network, and bank-related costs, bringing a deep understanding of the drivers including transaction volume, pricing dynamics, vendor relationships, and product evolution that influence our cost structure. In this capacity, you will also play an active role in vendor contract negotiations and renewals, partnering with Legal, Procurement, and business stakeholders to optimize terms and drive cost efficiency at scale.
You will oversee the monthly close process in partnership with Accounting, ensuring the integrity of actuals, variance explanations, and financial reporting across all COR categories. Beyond the close, you will drive the bottoms-up planning process and establish scalable, repeatable forecasting frameworks — leveraging AI and automation to enhance precision, reduce manual effort, and position the team to operate effectively as Chime grows.
The base salary offered for this role and level of experience will begin at $173,000 and up to $240,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.
At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.
We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.
We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.
We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.
Because if we don't—who will?
*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.
Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: benefits@chime.com.
To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.
Prepare for your Senior Manager, Strategic Finance interview at Chime.