Head of Regulatory Compliance- EU

The Company

At Redpin we simplify life's most important payments. Buying a new property overseas can be a stressful time, especially when it comes to moving your money. Through our Currencies Direct and TorFX brands we've been helping people do just that for over 25 years. With recent investment we're now on a mission to build a new range of digital products and services that will make moving money Internationally for Real Estate purchases even easier.

We’re on a mission to become the solution for Real Estate payments everywhere. To do this, we are transitioning our business from a horizontal FX platform to a verticalized, embedded software company, as we look to the future and Redpin 2.0

Role background

We are looking for a Head of Regulatory to join our team in Spain to support the Global Head of Compliance (GHC) in managing the Group’s Regulatory Compliance framework. The job holder would also be supposed to be the local representative before the Spanish regulator (Bank of Spain) and Spanish AML authorities (SEPBLAC).

This role will partner with legal, Compliance Operations, Product and various teams in London, Penzance, Orlando, Spain, South Africa and Australia. The role provides an exciting opportunity to work on an international stage and join a rapidly growing FinTech company making a real impact on the lives of people in developed and emerging markets alike. The role will report to the GHC, offering a direct access to the firm's senior management.

Although initially a standalone position, the role is supposed to manage people in the near future. Managerial experience is, therefore, highly desirable.

What you’ll do

• Represent the Company before the Spanish local authorities (Bank of Spain, SEPBLAC).


• Responsible for all regulatory activities related to our Spanish license, through which the company provides services throughout all the EEA.


• Help the GHC in ensuring that implementation of the various local compliance programs is risk-based, efficient and consistent with the groupwide regulatory compliance framework. This includes drafting and maintaining global and local policies and processes.


• Coordinate internally and support the GHC in the implementation of regulatory programs, fundamentally at EEA and UK level (e.g. DORA, Operational resilience, Consumer Duty, Fraud prevention, AML, Sanctions etc.).


• Report to internal governance bodies on matters related to the group regulatory compliance framework and on Spanish local regulatory exposure.


• Arrange processes to assure that the regulatory compliance policies in place are well understood and respected by relevant employees and that the company is complying with all regulatory requirements everywhere it operates.


• Work alongside the Head of Global Operational Compliance to ensure close alignment.


• Subject matter expert on Regulatory Compliance for Spain.

What You’ll need

5-10 experience in payments compliance with strong focus on non-financial risk.Proven experience as Regulatory and/or Compliance Manager in similar organizations.

• Expertise on Payment Services Regulations, AML-CFT Regulation at an international level in EEA (must have) and UK (strong plus). Experience in payments regulation in other global markets (US, Canada, South Africa, Australia) and fx would be a great addition.


• Demonstrable experience dealing with payments government agencies/ regulators namely Spain/EEA (UK would a strong plus). Other global regulatory exposure would be desirable.Track record in managing global compliance programs with multiple licenses, as well as coordinating cross-functional teams in multiple jurisdiction and time zones.


• A strategic thought process with the gravitas to influence leaders at all levels of seniority


• Able to support the development of new product and services via compliance by design and efficient risk management practices, where a balance between risk mitigation and business convenience must be struck.Reasonably good knowledge of data analysis and forecasting methods.Ability to strategize and solve problems.Expert in drafting legal and regulatory policies and procedures.


• Proficiency in English is a must. A native or near native domain of Spanish would be a strong plus.

We welcome people from all backgrounds who seek the opportunity to help build a future where we connect the dots for international property payments. If you have the curiosity, passion, and collaborative spirit, work with us, and let’s move the world of PropTech forward, together.

Redpin, Currencies Direct and TorFX are proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, colour, religion, national origin, disability, protected veteran status, age, or any other characteristic protected by law.