Alma

Alma is a prominent French fintech company specializing in Buy Now, Pay Later (BNPL) and installment payment solutions. Founded in 2017, the company has established itself as a leader in the European market by providing transparent, ethical financial products that facilitate seamless transactions for both merchants and consumers. By allowing customers to pay in installments while ensuring merchants receive full payment upfront, Alma helps businesses increase conversion rates and customer loyalty without the complexity of traditional credit systems. Headquartered in Paris, Alma has scaled rapidly to operate across 10 European countries, serving over 10 million consumers and partnering with more than 21,500 active merchants. The company distinguishes itself through a commitment to responsible lending and a user-centric approach to commerce. Recognized as part of the prestigious 'French Tech 120,' Alma continues to innovate within the payments landscape, leveraging advanced data intelligence and robust cloud infrastructure to maintain its competitive edge in the fintech sector.

Alma’s mission is to bring finance back to commerce by creating financial products that empower merchants to increase sales and help consumers purchase better products without encouraging over-indebtedness.

• Obtained dual licensing as a Payment Institution and Financing Company in 2021
• Named in the 'French Tech 120' ranking of promising technology companies
• Raised €115 million in Series C funding in 2022
• Maintains a high consumer rating of 4.8/5 on Trustpilot
• Partnerships with major brands including La Redoute, SNCF, and Maisons du Monde

Sources

• Official Alma Website
• Crunchbase Profile