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CRED, legally known as Dreamplug Technologies Private Limited, is a prominent Indian fintech company headquartered in Bengaluru. Founded in 2018 by entrepreneur Kunal Shah, the platform was built to incentivize financial discipline among creditworthy individuals. By rewarding users for timely credit card bill payments and responsible financial behavior, CRED has evolved from a niche bill-payment app into a comprehensive financial ecosystem that includes personal loans, peer-to-peer lending, wealth management, and insurance services.
CRED's mission is to solve trust issues in Indian society by rewarding responsible credit behavior and creating a trusted ecosystem for creditworthy citizens, ultimately making financial management more engaging and rewarding.
Founded
2018
Headquarters
Bengaluru, India
Employees
1000-5000
Industry
Fintech
Opportunity to work on high-scale, complex financial products.
Strong brand recognition and innovative marketing culture.
Fast-paced, high-pressure environment typical of high-growth startups.
Frequent pivots and product expansions can lead to shifting priorities.
Revenue
Not publicly disclosed
Funding
Unicorn status (valued over $1 billion)
CEO
Kunal Shah