Credgenics

Credgenics is a leading SaaS-based financial technology company that specializes in digitizing and automating the end-to-end debt collection lifecycle for banks, NBFCs, and financial institutions. Founded in 2018, the company leverages advanced AI and data-driven analytics to help lenders improve recovery rates, reduce operational costs, and enhance the overall borrower experience. By replacing fragmented, manual processes with a unified, intelligent platform, Credgenics has established itself as a critical partner in managing retail loan portfolios at scale. The company's comprehensive ecosystem includes predictive AI models for borrower segmentation, multi-channel digital communication tools, and specialized platforms for field operations and legal management. With a strong focus on profitability and market leadership, Credgenics has successfully scaled its operations to manage hundreds of billions of dollars in loan assets. Through continuous innovation, such as the launch of its insurance-focused platform CredInsure, the company remains at the forefront of transforming debt resolution into a more transparent and efficient process.

Credgenics' mission is to reduce Non-Performing Assets (NPAs) in the economy by harnessing technology and data-driven analytics to transform debt collection into a more efficient, transparent, and collaborative process for both lenders and borrowers.

• Recognized as the #1 Best Selling Loan Collections Platform in India by IBS Intelligence for three consecutive years.
• Managed over 98 million retail loan accounts worth over USD 250 billion in FY24.
• Achieved a valuation of USD 340 million following a successful Series B funding round.
• Maintains consistent profitability while achieving significant year-on-year revenue growth.
• Successfully expanded into the insurance sector with the launch of CredInsure.

Sources

• Official Credgenics Website
• IBS Intelligence Reports