Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We’re hiring an L7 Engineering Manager to lead Furnishing Engineering, responsible for building and operating the pipelines and services that furnish accurate, timely credit reporting data to external bureaus and partners at scale. You will set technical direction and execution strategy across data pipelines, platform services, and reliability controls, balancing compliance, auditability, and customer impact.

This role requires exceptional technical rigor: you’ll be able to dive deep into pipeline architecture, data quality and its sources, failure modes, and performance bottlenecks, and use that depth to uplevel engineering excellence through strong design reviews, pragmatic standards, and mentorship.

What you’ll do

You’ll manage and grow a team of engineers, partner closely with Product, Compliance/Legal, and Analytics, and drive delivery through clear technical decision-making and operational discipline.

You’ll develop a deep understanding of the system design of the ETL pipelines and the dependencies on upstream data sources.

You’ll own key outcomes and metrics (accuracy, timeliness, completeness, and incident rates) and lead multi-quarter cross-org initiatives that measurably improve the pipeline’s quality and reliability.

You’ll manage and grow a team of engineers, partner closely with Product, Compliance/Legal,

Own availability, reliability, and performance of your team’s systems.

Partner with product managers to design and build best-in-class systems and processes for collections.

Partner with a diverse set of engineering teams who build solutions throughout the entire lifecycle of a loans repayment at Affirm

Build relationships and engage with senior management in the organization

On-Call Rotation - There would be an on-call rotation for this role as a requirement.

What we look for

7+ years of proven experience as a software engineer role with leadership responsibilities and 2+ years as an engineering manager.

Drive to change consumer financial services for the better.

Prior experience growing and managing high performing engineering teams.

Fluency in back end system design.

Prior experience architecting, building, launching and maintaining consumer scale products.

Strong cross-team communication and collaboration skills.

Knowledge of basic loans lifecycle and credit reporting is a plus.

Compensation and Benefits

Base Pay Grade - P

Equity Grade - Spain 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

ESP base pay range per year: € 101,000 - 131,000

Additional benefits include:

Flexible Spending Wallets for tech, food and lifestyle

Away Days - wellness days to take off work and recharge

Learning & Development programs

Parental leave

Employee Resource & Community Groups

We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.

Location - Remote Spain

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents

Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses

Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge

ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

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Software Engineering Manager (Servicing Platform)

Job Description

Compensation and Benefits

Skills & Requirements